Someone had been going through my private documents.
I called Marcus.
“Come over.”
He arrived fifteen minutes later.
I showed him the room.
His expression hardened.
“Did you give them permission to go through this?”
“No.”
“Then you need to take this seriously.”
I nodded.
We searched the house.
Nothing else seemed missing.
Except the documents.
Then Marcus noticed something on the floor beside my desk.
A small receipt.
He picked it up.
It was from a local copy shop.
The date was two weeks earlier.
There was a list of items printed on the receipt.
Mortgage statement.
Property tax record.
Insurance policy.
Bank statement.
I stared at the receipt.
“Why would they copy these?”
Marcus didn’t answer.
I felt a coldness spread through me.
Then my phone rang.
Unknown number.
I answered.
“Hello?”
A man’s voice said:
“Mr. Stephen Carter?”
“Yes.”
“This is Daniel from the bank’s fraud prevention department.”
My heart stopped.
“Fraud?”
“Yes. We noticed an unusual inquiry concerning one of your accounts.”
I sat down slowly.
“What kind of inquiry?”
“There was an attempt to verify your identity for a financial application.”
My throat went dry.
“What application?”
There was a pause.
“An application for a personal loan.”
I stared at Marcus.
“How much?”
“Forty-five thousand dollars.”
The room seemed to tilt.
“Was it approved?”
“No. We blocked it because the verification failed.”
I exhaled.
“But I recommend that you come into the branch immediately.”
After the call ended, I couldn’t speak.
Marcus looked at me.
“Stephen.”
I shook my head.
“I never applied for a loan.”
“I know.”
“No.”
I looked toward the empty hallway.
“I mean, I know who did.”
For eight months, I had allowed three people into my home.
I had given them keys.
Access.
Trust.
And now someone had tried to borrow $45,000 using my identity.
My sister had been in my house.
Her husband had been in my house.
They had gone through my documents.
I picked up my phone.
This time, I didn’t call Melissa.
I called the police.
And before the night was over, I would discover that the $45,000 loan application wasn’t the only thing they had tried to take from me.